Life Insurance Underwriting Rating Classes

Please refer to the chart below as a guideline for estimating your life insurance underwriting rating class. This chart represents a collective sample of life insurance underwriting guidelines and is not intended to be all-inclusive or a guarantee of coverage. Your final term life insurance rates will be determined through underwriting and all guidelines vary by company.→

The pitfalls of Insurance you have to be aware of

We can’t imagine our lives in the modern world without Insurance. There are numerous of threats that can cause troubles and make harm to our property. Naturally, we want to feel certainty and have a peace of mind about their life, health, and well-being whatever hardship life prepares for us.→

Twelve types of Insurances you may not have heard about

Insurance is one of the biggest industries in the USA. It includes a variety of forms of commercial and private insurances, where leading ones are: health and life insurance, homeowner’s insurance and car insurance. However, there are plenty of other types people are not aware of.→

Types of Life Insurance You Need to Know

Life insurance is a tool designed to provide one in confidence that in case of death one’s family will get a compensation which is called death benefit. Death benefit amount is defined upon terms of policy and it consequently defines payment amount.→

How to choose a reliable Insurance Company

It is never an easy task to choose a reliable partner, especially when it comes to a partner who supposes to have your back in most extreme life situations – Insurance Company.

Every company promises to give you the most reliable protection and it’s really easy to get lost in tons of nicely sounding commercial.→

What Are the Factors Having Impact on the House Insurance Cost?

When you buy a house you should consider many factors that influence on its insurance cost to decrease your expenses. The thing insurance is something you have to pay for always on monthly basis which means that you need to consider it as a part of your investment policy.→

All about Supplemental Life Insurance

Supplemental Life Insurance (SLI) is a specific type of Life Insurance that is often offered by an employer to their employees as a part of a social package. Obviously, most employers would choose the cheapest type of Insurance for their workers just to save funds.→

Why Millennials Should Purchase Life Insurance?

The generation of millennials is recognized as the most unique one throughout the centuries. And the reason there never was such a wealth and limitless access to information and services.

And now the problems millennials face are usual for those who has just graduated or created the family or started career – renting a house, buying a car etc.→

Life Insurance Myths to Be Cleared

A modern person has a large amount of commitments especially when the family is started. And one of those commitments is to provide one’s family with financial stability. This can be done if life insurance is purchased, although the value of life insurance is not clearly understood due to the fact many people think there are enough expenses they have to undergo additional for such a pessimistic occasion like death.→